Overview

The division focuses on the provision of transactional funding and operational solutions to corporate clients through provision of corporate finance, advisory services and structured trade finance.

The various instruments utilized are there to assist clients secure both, local or offshore funding for Government and corporate entities.

The products offered include order finance, invoice discounting, structured loans and offshore loans, financial advisory, capital raising mandates, due diligence exercises, project and business valuations, mergers and acquisitions.

Products

  • Receivables Finance including Order finance Invoice discounting; and factoring
  • Structured loans;
  • Credit enhancers including Letters of Credit, Bank guarantees
  • Pre and Post shipment financing
  • Import finance
  • Financial Advisory Services;
  • Capital Raising through Offshore loans, local and offshore debt issues, and equity;
  • Due Diligence Exercises;
  • Project & Business Valuations; and
  • Mergers and Acquisitions

Requirements

Receivables Finance

  • Application Letter – indicate amount and tenor;
  • Profile of applicant company
  • Historical financial statements for the past 2 accounting periods signed off by Directors;
  • Latest Management Accounts (Income Statement & Balance Sheet) signed off by directors;
  • Projected cash flows incorporating the proposed facility, its repayment, and the timing of such repayments, stating all assumptions;
  • Debtors & Creditors books,;
  • Confirmed orders;
  • Proforma invoice;
  • Delivery notes
  • Tax invoice
  • Undertaking letter from debtors;
  • Transaction costing; and
  • Collateral – assignment of receivables, promissory notes and other security arrangements as seen fit

Structured loans

  • Request letter – indicate amount, tenor and proposed structure;
  • Historical financial statements for the past 2 accounting periods signed off by Directors;
  • Latest Management Accounts (Income Statement & Balance Sheet) signed off by directors;
  • Projected cashflows incorporating the proposed facility, its repayment, and the timing of such repayments, stating all assumptions;
  • Aged Debtors & Creditors Analysis, if any;
  • Business outline; and
  • Proposed collateral.

Financial Advisory

  • Request Letter;
  • Brief Description of transaction and service required;
  • Business Plan;
  • Audited Financial statements for the last 3 years;
  • Financial Projections for the next 5 years; and
  • Transaction counterparty details

Capital Raising

  • Request Letter;
  • Brief Description of transaction;
  • Type of funding required (Equity or Debt);
  • In the case of debt, an indicative term sheet indicating amount, tenure, pricing, proposed security;
  • In the case of Equity, information regarding amount required, shareholding being offered, extent of dilution, indigenization status etc;
  • Business Plan;
  • Audited Financial statements for the last 3 years;
  • Financial Projections for the next 5 years; and
  • Execution of mandate agreement after preliminary assessment of information.

Merger and Acquisitions, Due Diligence Exercises

  • Request Letter;
  • Brief Description of transaction;
  • Execution of NDAs for complete access to company operations by CBZ Team;
  • Execution of Mandate agreements;
  • Post-merger/acquisition business plan;
  • Financial due review including audited financial statements for the last 3 years;
  • Financial Projections for the next 5 years;
  • Legal due diligence review of all legal documentation, including registration documents, Contracts and Agreements, Litigations etc; and
  • All technical documents relating to manuals, equipment, process charts, suppliers etc.

Project and Business Valuations

  • Request Letter;
  • Brief Description of business;
  • Audited Financial statements for the last 3 years;
  • Financial Projections for the next 5 years;
  • Description of Cost Drivers, Revenue Drivers and Market Dynamics; and
  • List of competitors, locally and regionally.
  • Product pricing structure
  • Production processes and yields

Financial

Reports

 

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