This is aimed at individuals who want to save towards something, it could be a wedding, a holiday or purchasing an asset. To encourage disciplined saving, no withdraws are allowed for the first 90 days. Thereafter, a client is free to withdraw part of or the full amount. If client chooses the former option the next withdrawal will be effected after another 90 Days, and the cycle continues in that order.


  • Minimum Balance $50
  • No account maintenance and cash withdrawal fees
  • Interest calculated on minimum monthly balance and paid monthly
  • Tiered interest rates (Up to 4% p.a.)