This is the account for everyone, the coolest and most stress free savings account targeted at anyone who has money set aside for the future use. Simply walk into any CBZ branch or agent with your ID, an opening deposit of at least US$$5 and within 5 minutes you will have an account that is linked to your mobile number and a CBZ SmartCash debit card.

Key Features

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SmartCash AccountSimplesaver AccountCurrent Account
Internet Banking Guide No No No
Kleva POS No No No
Agency Banking No No Yes
VISA Gold Card No No Yes
SMS Alerts No No Yes
CBZ Touch Mobile Banking Yes Yes Yes
POS (Point Of Sale) No No No
Internet Banking No Yes Yes
E-Statements No No Yes
E-Commerce No No No
ATM/POS Debit Card Yes Yes Yes
Minimum Opening Deposit (USD)$5.00$2.00
Minimum Balance (USD)No minimum balance
Monthly Account Fee (USD)No Maintenance Fee
Interest Rate
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  • CBZ Debit Card
  • Access to account anytime, anywhere through CBZ Touch Mobile App
  • No minimum balance
  • Maximum daily credit limit = $1,000
  • Maximum daily debit limit = $1,000


The following services are available through SmartCash.

  • Cash Deposits
  • Cash withdrawals (Branch, ATM & POS)
  • Balance enquiry
  • Mini Statement
  • Airtime Top Up Own Cell Phone
  • Airtime Top Up Third Party Cell Phone
  • Funds Transfer, CBZ to CBZ accounts and transfers to other banks via ZIPIT or RTGS
  • ZETDC tokens
  • ZIMRA payments
  • School Fees Payments
  • Bill Payments
    • City of Harare
    • City of Bulawayo
    • ZINWA
    • Telecel
    • Untu Loans
    • Cimas
  • POS Purchases and Cash back – on CBZ Bank devices and Zimswitch enabled devices
  • Cardless Withdrawals

Who qualifies?

  • Individuals

What you need to apply

  • Copy of National ID
  • Opening Deposit of at least US$5