Overview

The Milady Buildings insurance cover to buildings of the insured against various perils.

The perils include

  • Fire, lightning, explosion and Thunderbolt.
  • Earthquake.
  • Strike and Malicious Damage
  • Burst water pipes.
  • Storms
  • Floods.
  • Damage to your home and outbuildings by animals, vehicles and falling trees (but not while they are being felled).
  • Aircraft falling on your home or objects falling from the aircraft onto your home.
  • Break-in or theft where we can see the damage caused by the break-in.
  • Subsidence (sinking) of land and landslips.

Features

Extensions of Cover

  • Contents Temporarily Removed
  • Property outside the Private Dwelling
  • Loss of Money
  • Damage to Television Set
  • Accidental Breakage of Mirrors and Glass
  • Loss of Keys
  • Contents of Refrigerators/Freezers
  • Domestic Worker’s Property
  • Loss of Rent
  • Medical expenses or veterinary fees
  • Tenant’s Liability
  • Personal and Employer’s Liability

Rates

Type of roofingRate ApplicableAnnual Minimum Premium
Buildings under standard roofing0.10%$80
Buildings under thatch roofing0.25%$80

What you need to apply

  1. Fully Completed Miscellaneous Claim Form.
  2. Three repair/replacement Estimates.
  3. Invoices/Receipts
  4. Police Report.