The Milady Motor Standard offers the same benefits as Milady Motor Premium, albeit at lower benefits and lower premium rate.
Rates and Minimum Premiums
- Rate – 5.00% of vehicle value/Sum insured
- Minimum Annual Premium – $300
The benefit limits of the Milady Motor Standard are shown below.
|Third Party Property Damage||$15 000|
|Third Party Bodily Injury||$20 000|
|Authorised Passenger Liability||$20 000/ $1 000 per passenger|
|Unauthorised Passenger Liability||$20 000/ $1 000 per passenger|
|Contingent Liability||$1 500|
|*Road side Assistance||Various affordable options available to choose from|
The excesses applicable for Milady Standard Motor Standard are shown below.
|Own damage: Partial loss||10% of loss minimum $100|
|Own Damage: Total loss||3% of sum insured|
|Theft of accessories/parts||25% of loss|
|Windscreen Damage||33.3% of contribution|
|Young inexperienced driver||2.5% of loss|
|Loss outside Zimbabwe||5% of value|
What you need to apply
- Fully Completed Motor Claim form
- Copy of Drivers Licence (Front and Reverse Side)
- Three repair/replacement estimates.
- Police Report