Any losses arising from the following are not covered by this insurance

  1. Drought.
  2. Controllable diseases, weeds and/or controllable insect infestations.
  3. Crop failure- This insurance does not cover failure of the Crop to perform as a result of any cause.
  4. Loss or damage due to neglect, malpractice or failure to follow established good farming practices by the Insured or anybody else
  5. The burning of property by order of any public authority or subterranean fire.
  6. Arson of any kind.
  7. Malicious, wilful act or gross negligence of the Insured, his representatives or any employee.
  8. Consequential loss whether or not caused by a defined peril.
  9. Earth movement